Perspectives on Safe and Sound Banking : Past, Present, and Future Paperback / softback
by George G. (Professor, Loyola University Chicago) Kaufman, George J. Benston, Robert A. Eisenbeis, Paul M. Horvitz, Edward J. Kane
Part of the Regulation of Economic Activity series
Paperback / softback
Description
In this book five leading bank scholars explore the safety and soundness of the U.S. banking system in an economic environment where the likelihood of failures of individual banks has significantly increased. Banking is now, and always has been, a risky business.
The key to success both in operating a bank and in supervising a banking system is appropriate risk management.
Yet risk management has become increasingly difficult because of higher and more volatile interest rates, faster and cheaper transfer of funds and information, a movement toward deregulation, and subsidies for many institutions embedded in the flat-rate premium structure of the federal deposit insurance system.
In this book five leading bank scholars explore the safety and soundness of the U.S. banking system in an economic environment where the likelihood of failures of individual banks has significantly increased. The book's ten chapters cover: the risks of the failure of individual banks and of the banking system; consequences of bank failure on other banks, financial markets, and economic activity; the role of government deposit insurance; alternative ways of resolving insolvencies; the role of lender of last resort; risk and organizational issues in the expansion of banking activities; market discipline as a means of limiting banking problems and failures; feasibility and desirability of permitting or requiring market-value reporting for financial institutions; risk rated premiums; the effectiveness of supervision and field and remote examinations; the effectiveness of centralization or decentralization of regulation, supervision, and examination in multiple federal and state agencies. Perspectives on Safe and Sound Banking is copublished with the American Bankers Association and is included in the Regulation of Economic Activity Series, edited by Richard Schmalensee.
Information
-
Available to Order - This title is available to order, with delivery expected within 2 weeks
- Format:Paperback / softback
- Pages:380 pages
- Publisher:MIT Press Ltd
- Publication Date:30/04/1986
- Category:
- ISBN:9780262518871
Information
-
Available to Order - This title is available to order, with delivery expected within 2 weeks
- Format:Paperback / softback
- Pages:380 pages
- Publisher:MIT Press Ltd
- Publication Date:30/04/1986
- Category:
- ISBN:9780262518871
