Please note: In order to keep Hive up to date and provide users with the best features, we are no longer able to fully support Internet Explorer. The site is still available to you, however some sections of the site may appear broken. We would encourage you to move to a more modern browser like Firefox, Edge or Chrome in order to experience the site fully.

Financial Privacy, Consumer Prosperity, and the Public Good, Paperback / softback Book

Financial Privacy, Consumer Prosperity, and the Public Good Paperback / softback

Paperback / softback

Description

"American consumers have become accustomed to obtaining instant credit.

The process requires that credit bureaus have easy access to sensitive financial information about individuals, compiled largely without their consent.

This report examines the debate surrounding the role of the states in regulating these credit bureaus, especially in light of expiring amendments to the Fair Credit Reporting Act, which have allowed bureaus to continue these practices, exempting them from state laws that might obstruct them.

How this controversy is resolved will have an important bearing on credit markets and financial privacy in the future.

The authors make the case for continued federal preemption of the states in this area.

Without it, the authors argue, the consumer credit system has developed in the United States would be put in jeopardy. "

Information

Other Formats

£9.99

 
Free Home Delivery

on all orders

 
Pick up orders

from local bookshops

Information