
Banking the World : Empirical Foundations of Financial Inclusion Hardback
Edited by Robert (World Bank) Cull, Asli (Senior Research Manager, Finance and Private Sector Development, The World Bank Demirguc-Kunt, Jonathan (New York University) Morduch
Part of the The MIT Press series
Hardback
Description
Experts report on the latest research on extending access to financial services to the 2.5 billion adults around the world who lack it. About 2.5 billion adults, just over half the world's adult population, lack bank accounts.
If we are to realize the goal of extending banking and other financial services to this vast "unbanked" population, we need to consider not only such product innovations as microfinance and mobile banking but also issues of data accuracy, impact assessment, risk mitigation, technology adaptation, financial literacy, and local context.
In Banking the World, experts take up these topics, reporting on new research that will guide both policy makers and scholars in a broader push to extend financial markets. The contributors consider such topics as the complexity of surveying people about their use of financial services; evidence of the impact of financial services on income; the occasional negative effects of financial services on poor households, including disincentives to work and overindebtedness; and tools for improving access such as nontraditional credit scores, financial incentives for banking, and identification technologies that can dramatically reduce loan default rates.
Information
-
Available to Order - This title is available to order, with delivery expected within 2 weeks
- Format:Hardback
- Pages:520 pages, 46 figures, 114 tables; 160 Illustrations, unspecified
- Publisher:MIT Press Ltd
- Publication Date:14/12/2012
- Category:
- ISBN:9780262018425
Information
-
Available to Order - This title is available to order, with delivery expected within 2 weeks
- Format:Hardback
- Pages:520 pages, 46 figures, 114 tables; 160 Illustrations, unspecified
- Publisher:MIT Press Ltd
- Publication Date:14/12/2012
- Category:
- ISBN:9780262018425